Is there a cost for a quote?
No. There is no obligation or cost to obtain a quote from us. In fact, if we can't save you money or do a better job handling your insurance, we will often suggest that you stay with your current program until your next renewal.
Is 1st Community Insurance Services an Insurance Company?
No. 1st Community Insurance Services is a licensed Insurance Agency and Brokerage. We are agents for some insurance carriers and we act as brokers for others. Either way, your insurance coverage is through an Insurance Company that has a proven track record and a solvency rating with A.M Best Company and other rating companies. We are agents for companies such as Hartford Casualty, Kemper Auto and Home, Zurich Insurance, Blue Shield, and many others.
Will I pay more for insurance going through an agency rather than going direct?
No. Our companies compete very favorably with most of the direct writers. More often than not, we will be able to save you money on your insurance, even if you are with a direct writer. Not only are our rates competitive, but we look for ways to save you money that the direct writers can't or won't.
Can you insure me if I have tickets and accidents on my driving record?
Yes. We can insure almost anyone, regardless of driving record.
My homeowners insurance company dropped me because I filed a claim. Can you get me insured?
Probably. We are known for ability to solve our client's insurance problems. As Independent agents, we work with a number of different companies and we are usually able to insure just about anyone or any home.
